Wow, this past week went fast! Okay, so I’m just going to jump into my second comic strip.
The non-colorized version of the strip below was actually my first pilot (or prototype) of my idea of a comic strip addition to this blog… I like the colorized version so much better than I decided to do the rest with color and made this my official 2nd comic strip.
In such a stressful day and time, via the coronavirus problem, I hope a little humor helps take of the edge.
Not to brag, but if you notice in the comic strip below that indirectly I’m criticizing the latte effect (before doing so was so mainstream) if you don’t take other things into perspective that are more damaging to your financial well-being.
To be entirely honest, the latte factor does makes sense, and it’s not exclusive to lattes. I believe David Bach said in a few of his books that it’s not just lattes, but really anything that is preventing you from accomplishing your wealth goals. The latte factor applies to anything that you don’t need that derails your efforst in wealth accumulation (cigarettes, booze, expensive cars leased ever year, etc).
MR Color Version Comic 2
I wonder if I should recreate this comic strip series again… I did enjoy it!
Well, according to some, tomorrow will be a big day from a world destruction standpoint. I figure what better way to start the kickoff than to write an “End of the World” Financial Plan.
First let me say I’m not buying water! Instead I’m buying Kool Aid! Yep, why not get some caloric value out of the substance that I’m drinking. Besides, I’d be a hero to my kids.
Next, instead of buying nutritional food, I’m buying crates of ramen noodles! You see ramen noodles are the frugal doom-dayer’s choice. I mean does it really matter what the food you eat as long as it works, why not go doomdayer frugal? Of course, I’ll buy some cheap vitamins too, erh actually I already have them so scratch that. Perhaps kool aid flavored ramen noodles might taste a bit odd, but we’ll make do. Oh, in case your curious, I have a camping burner that I’m going to use as the heating source to cook the ramen noodles. We’ll sure miss our microwave.
Superglue, yep superglue is on my list! It’s amazing what that stuff can bond together. Besides, I read on the internet that zombies hate the smell of superglue! And of course duct tape! I actually seen a show were someone made a sailboat from duct tape. And it worked and keep them afloat for at least 1 day!
Okay, enough negativity, what happens if the world doesn’t end?
Well, first I’m going to act as if it did from a spending perspective (except for future vacations).
So instead of drinking lattes and the cursed McDonalds Egg Nog milk shakes (yeah, I’ve been drinking way to many of those), I’m going to drink water or flavored water as I have in the past (um, not Kool Aid though, hopefully)! Based on previous experience, I should be able to drink a glass at a cost of around 5 cents per glass versus the over $2.60 price for a small.
Next I’m going to try and increase my side income by 50% next year, and hopefully my overall income by an equal 50%. I’m going to do this by working harder at the side income of things, and as for the employed income, I’m planning on picking up some side “employed” work!
Everything depends on my health. It’s been a bit off since summer this year, but hopefully next year it will be a thing of the past!
Okay, I’m leaving now, but I just want to say that I really have no fear of the end of the world tomorrow. If it were to happen, being afraid of it will do me no good. Oh, and there is no way I’m drinking Kool Aid… that was totally a joke!
As a member of the middle class, I use to think that Pren-ups were for those people that were rich or had the ambition and drive to become rich. You know Kim Kardashian (nice move on her part), Donald Trump and that level of rich…
But Kevin at Thousandaire.com makes a great argument that everybody should consider getting a prenuptial agreement! With the divorce rate lingering around 50%, why not?
Now according to Kevin, the cost would be around $700 for the legal fees for this to be created, so it’s not cheap! Most likely, it would be worth it if you are a student studying for a lucrative career, or you already have a high paying career!
Check out Thousandaire’s hilarious video on the topic:
Click on Thousandaire original article called “Should I Get a Prenup? Yes!“. In addition to the hilarious video (truly a must see), he goes into the logic around the entire prenuptial agreement, and why it make sense for the all of us!
I hope you enjoyed the video, I know I did! Make sure you stop the video when he’s reading the note that he picks up in the closet. It made me laugh out loud literally!
Oh and to totally jump tracks on you, check out Betterment review at Darwin’s money. Interesting article on making investing simple.
My daughter is going to a 3 hour girl scout thing with my wife. So that means my son and I will be hanging out all day, at least until his soccer game tonight…
This is my first Audio (podcast) on my site: HelloWorld2
I did it for fun, I don’t know if I’ll do it again or not. I use the Audacity software and it was great and it’s free to boot!
My Plate Meets a Lion
I was glad to include the podcast this week. I learned a lot about audacity, and I’ll probably use that software again from some projects!
Have a great weekend, I’m cutting this post out because I want to enjoy the weekend too 🙂
I’ll be Back on Sunday.
-MR
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