I haven’t always been a financially irresponsible person. I spent 18 years as an adult without accumulating any unsecured debt (credit cards). Growing up, I watched my mother agonized over money. If she had any, she was spending it, if she didn’t have it, she was spending it like she did. My mother was always looking for something to bring a little rush to the moment. Self-esteem was not high on her radar, therefore it became obvious when she was using the stuff money could buy to find validation in herself. For years I observed this behavior, confident I would be different.

Currently I make on average 55k from my regular full time job, WHEN I have one. As mentioned before, recently I have been fired for the third time.

Prior to my termination, I had a really good set up and was preparing to pay my debt off. Between my weekly budgeted allowance and the money I was going to earn from my part time job, I was going to be able to pay approx. 1200 a month.

When I lost my job, my allowance stopped for obvious reasons. The money from my part time job was all the fun money I had and it was also the only means to pay off my debt.

So this week, so far I have only used my card for my lashes. So I’m definitely not off to a good start. Sunday night, I will look at everything and see how bad it is and start I plan to start Monday. Also on Monday, I start a new job. The pay is exceptional and it’s for an organization Im excited to work for. Yesterday I interviewed for another job that I would prefer. The pay would be less and the drive will be hectic, but for some reason I liked the energy of the place so I’m still hoping that call comes through early next week.

Chloe