I’ve been very busy lately, too busy!

Actually, I’ve been so busy that I don’t have the time to focus on the investments and investing in general.  This is not the first time this has happened to me, and hopefully it won’t be the last.  It’s okay though and I’m going to explain why and how I setup my investment to maintain a stable state with I my financial brain slides until I’m ready to re-engage.

So since I don’t have the time to dedicate to investments like I have in previous years, I have to change my strategy from a semi-active trading strategy to a more passive, “let someone else” manage it, or a more conservative investment portfolio.

For me, the easiest way to shift my investing strategy to a sliding state is to research and pick a balanced mutual fund or maybe an index fund or ETF, of some sort.  I won’t necessarily get the highest return this way, but the time that I would normally spend on such activities no longer exists presently.  So that means I don’t have the time to be in rocket stocks (like Baidu, ticker BIDU) as I have in the past.  So I’ve taken my money out, and put them in slower moving investments like dividend stocks and mutual funds.

In the past, I would keep about 10% of my investment portfolio in aggressive “rocket” stocks, but over the past few months, I’ve cashed them in and now I’m at the point where I need to put that money back to work, but in a safe fashion.  So I’m looking at stable dividend stocks, balanced and index mutual funds, and possible some ETFs…

Now you might think that ignoring my investments is dangerous and not a good strategy, but if you shift your investing strategy to be a value oriented one (much like Warren Buffett’s approach), this shouldn’t be a problem.  In fact, value oriented investing, picks investments for the long-term, not for quick momentum gains.

Does this mean that I have given up on active investing?  No, not in the slightest!  For me choosing my own investments is a lifelong passion that I will do until I retire.